As a first-time home buyer, there are several important things that you need to know before buying a home. Here are some key considerations:

Determine your budget: Before starting your home search, it's important to determine how much you can afford to spend on a home. Consider factors such as your income, expenses, and other financial obligations.

Get pre-approved for a mortgage: Getting pre-approved for a mortgage can help you determine how much you can borrow and what your monthly payments will be. This can also help you stand out to sellers in a competitive housing market.

Research the local real estate market: Take time to research the local real estate market and learn about the different neighborhoods and housing options in your desired location.

Consider additional expenses: In addition to the cost of the home, there may be additional expenses such as closing costs, property taxes, and homeowner's insurance. Be sure to factor these costs into your budget.

Work with a real estate agent: A real estate agent can help you navigate the home-buying process and provide valuable guidance and advice.

Get a home inspection: Before finalizing your purchase, it's important to get a home inspection to identify any potential issues with the property.

Be prepared for the responsibilities of homeownership: Owning a home comes with various responsibilities, such as maintenance and repairs. Make sure you are prepared for these responsibilities before buying a home.

Overall, buying a home is a major decision and it's important to do your research and carefully consider your options before making a purchase.


Real estate lawyers are legal professionals who specialize in the legal aspects of buying, selling, leasing, and managing real estate properties. These lawyers are experts in real estate law and can provide a variety of legal services for their clients. 

Here are some of the main tasks that real estate lawyers typically handle:

Property Transactions: Real estate lawyers assist clients in buying or selling real estate properties, including drafting, reviewing, and negotiating purchase agreements, sales contracts, and other legal documents.

Title Examination: Real estate lawyers review the title of a property to ensure that it is clear and free of any liens or other claims that could affect the client's ownership of the property.

Closing Services: Real estate lawyers attend property closings to ensure that all legal requirements are met, including the transfer of ownership, payment of taxes, and recording of the deed.

Lease Agreements: Real estate lawyers can draft, review, and negotiate lease agreements for both residential and commercial properties.

Zoning and Land Use: Real estate lawyers can assist clients in navigating zoning and land use regulations, obtaining necessary permits, and resolving disputes with local government agencies.

Property Management: Real estate lawyers can provide legal advice to property managers on issues such as tenant eviction, rent collection, and lease enforcement.

Litigation: Real estate lawyers can represent clients in legal disputes related to real estate, such as boundary disputes, property damage claims, or breach of contract disputes.

Overall, real estate lawyers play a crucial role in ensuring that their clients' real estate transactions and management activities are legally sound and compliant with all applicable laws and regulations.


While there is no one "best" investment that is right for everyone, real estate can be a valuable investment for a number of reasons. 

Here are a few reasons why some people consider real estate to be a good investment:

Potential for appreciation: Real estate can appreciate over time, meaning that the value of your property can increase. While there is no guarantee that your property will appreciate, many people view real estate as a long-term investment that can provide a return on their investment.

Passive income: Real estate can generate passive income through rental properties or other types of real estate investments. This can provide a steady stream of income that can help you build wealth over time.

Diversification: Investing in real estate can help diversify your investment portfolio. This can help spread out your risk and protect you against downturns in other markets, such as the stock market.

Tangible asset: Real estate is a tangible asset that you can see and touch. Unlike stocks or other investments that are more abstract, real estate is something that you can physically use and improve.

Tax benefits: Real estate can provide tax benefits, including deductions for mortgage interest, property taxes, and other expenses. 

While there are potential benefits to investing in real estate, it's important to do your research and carefully consider your goals and risk tolerance before making any investment decisions. Real estate can be a complex and expensive investment, and there are risks involved just like with any investment. It's important to consult with a financial advisor or other investment professionals before making any decisions.

To get a true idea of what’s best for your situation, call 613-299-3100 and chat with Moe today!



Dealing with a fallen-through real estate deal can be a frustrating and disappointing experience, both for the buyer and the seller. While the real estate industry is complex and unpredictable, there are some common reasons why real estate deals fall through and some steps that can be taken to prevent it.

Reasons for a fallen-through real estate deal:

Financing Issues: One of the most common reasons why real estate deals fall through is due to financing problems. The buyer may be unable to secure the mortgage or loan required to purchase the property, or the lender may have pulled out of the deal.

Home Inspection Problems: If a home inspection reveals major issues with the property, the buyer may back out of the deal. For example, if a serious problem is found with the roof or the foundation, the buyer may decide that the cost of repairing it is too high.

Change in Personal Circumstances: Life can be unpredictable, and a change in personal circumstances such as a job loss or a family emergency can cause a buyer to back out of a real estate deal.

Appraisal Issues: If the appraised value of the property comes in lower than the agreed-upon price, the buyer or the lender may decide to back out of the deal.

Contract Disputes: Sometimes, disputes over the terms of the contract can arise, leading to a fallen-through real estate deal. For example, if the buyer and the seller can’t agree on who will pay for certain repairs or upgrades, the deal may fall through.

Steps to Prevent a Fallen-Through Real Estate Deal:

Get Pre-Approved: Before shopping for a home, buyers should get pre-approved for a mortgage. This can help prevent financing issues from arising later on in the process.

Conduct a Thorough Home Inspection: A thorough home inspection can help identify any potential issues with the property before the deal is finalized.

Be Realistic About Your Finances: Before making an offer on a property, buyers should be realistic about what they can afford and what their monthly mortgage payments will be.

Have a Contingency Plan: Both the buyer and the seller should have a contingency plan in place in case the deal falls through. This can help prevent disputes and minimize the impact of a fallen-through real estate deal.

Work with Experienced Professionals: Working with experienced real estate agents, mortgage brokers, and attorneys can help prevent problems and ensure that the process goes smoothly.

In conclusion, while fallen-through real estate deals can be frustrating, they are not uncommon. By taking the steps outlined above, both buyers and sellers can minimize the risk of a fallen-through deal and ensure a successful transaction.